Saturday, May 23, 2020

Invisible Distrimination in The Yellow Wallpaper by...

Did you know that discrimination can take many forms from race, gender, religion and sexuality and that â€Å"40% of Canadian workers experience bullying on a weekly basis† (Canadian Bullying Statistics)? One of the biggest example of discrimination is female oppression. Even today, women are perceived and shaped generally as fragile and caring. During the 1900’s, and many years before, women were oppressed; some were even hospitalized for wanting to expand their knowledge. The Yellow Wallpaper by Charlotte Gilman, and the author herself, are great examples regarding the oppression of women by a patriarchal power structure during the 1900’s. Throughout the story, Gilman exemplifies the social struggle against male domination that woman faced through her personal experience, the characters in her story and the wallpaper as a symbol of the male authority. The story is scattered with metaphors and allegories pertaining to the issue of female oppression and can be s een in the actions of the narrator and her husband in the story. During the story, the narrator is pressured by her husband and the doctors about her nervous condition, and agreed to the treatment, because that is what her husband would want. Gilman uses many typical characteristics of a woman in her story; innocent, loyal and obedient to her husband. Like many historical disputes of women writing, her husband bans her from writing, and even diagnoses her as ill to stop the writing. Phrases in the story also link

Monday, May 18, 2020

10 Fascinating Praying Mantis Facts

The word mantis comes from the Greek mantikos, for soothsayer or prophet. Indeed, these insects do seem spiritual, especially when their forelegs are clasped together as if theyre in prayer. Learn more about these mysterious insects with these 10 fascinating facts about praying mantids. 1. Most Praying Mantids Live in the Tropics Of approximately 2,000 species of mantids described to date, almost all are tropical creatures. Just 18 native species are known from the entire North American continent. About 80% of all members of the order Mantodea belong to a single family, the Mantidae. 2. The Mantids We See Most Often in the U.S. Are Exotic Species Youre more likely to find an introduced mantid species than you are to find a native praying mantis. The Chinese mantis (Tenodera aridifolia) was introduced near Philadelphia, PA about 80 years ago. This large mantid can measure up to 100 mm in length.  The European mantid, Mantis religiosa, is pale green and about half the size of the Chinese mantid. European mantids were introduced near Rochester, NY nearly a century ago. Both the Chinese and European mantids are common in the northeastern U.S. today. 3. Mantids Can Turn Their Heads a Full 180 Degrees Try to sneak up on a praying mantis, and you may be startled when it looks over its shoulder at you. No other insect can do so. Praying mantids have a flexible joint between the head and prothorax that enables them to swivel their heads. This ability, along with their rather humanoid faces and long, grasping forelegs, endears them to even the most entomophobic people among us. 4. Mantids Are Closely Related to Cockroaches and Termites These three seemingly different insects – mantids, termites, and cockroaches – are believed to descend from a common ancestor. In fact, some entomologists group these insects in a superorder (Dictyoptera), due to their close evolutionary relationships. 5. Praying Mantids Overwinter as Eggs in Temperate Regions The female praying mantis deposits her eggs on a twig or stem in the fall ​and then protects them with a Styrofoam-like substance she secretes from her body. This forms a protective egg case, or ootheca, in which her offspring will develop over the winter. Mantid egg cases are easy to spot in the winter when leaves have fallen from shrubs and trees. But be forewarned! If you bring an overwintering ootheca into your warm home, you may find your house teeming with tiny mantids. 6. Female Mantids Sometimes Eat Their Mates Yes, its true, female praying mantids do cannibalize their sex partners. In some instances, shell even behead the poor chap before theyve consummated their relationship. As it turns out, a male mantid is an even better lover when his brain, which controls inhibition, is detached from his abdominal ganglion, which controls the actual act of copulation. But most instances of sexual suicide in mantids occur in the confines of a laboratory setting. In the wild, scientists believe the male partner gets munched on less than 30% of the time. 7. Mantids Use Specialized Front Legs to Capture Prey The praying mantis is so named because when waiting for prey, it holds its front legs in an upright position as if they are folded in prayer. Dont be fooled by its angelic pose, however, because the mantid is a deadly predator. If a bee or fly happens to land within its reach, the praying mantis will extend its arms with lightning quick speed, and grab the hapless insect. Sharp spines line the mantids raptorial forelegs, enabling it to grasp the prey tightly as it eats. Some larger mantids catch and eat lizards, frogs, and even birds. Who says bugs are at the bottom of the food chain?! The praying mantis would better be called the preying mantis. 8. Mantids Are Relatively Young Compared to Other Ancient Insects The earliest fossil mantids date from the Cretaceous Period and are between 146-66 million years old. These primitive mantid specimens lack certain traits found in the mantids that live today. They dont have the elongate pronotum, or extended neck, of modern-day mantids and they lack spines on their forelegs. 9. Praying Mantids Are Not Necessarily Beneficial Insects Praying mantids can and will consume lots of other invertebrates in your garden, so theyre often considered beneficial predators. Its important to note, however, that mantids dont discriminate between good bugs and bad bugs when looking for meals. A praying mantis is just as likely to eat a native bee thats pollinating your plants as it is to eat a caterpillar pest. Garden supply companies often sell the egg cases of Chinese mantids, touting them as a biological control for your garden, but these predators may do as much harm as good in the end. 10. Mantids Have Two Eyes, but Only One Ear A praying mantis has two large, compound eyes that work together to help it decipher visual cues. But strangely, the praying mantis has just a single ear, located on the underside of its belly, just forward of its hind legs. This means the mantid cannot discriminate the direction of a sound, nor its frequency. What it can do is detect ultrasound, or sound produced by echolocating bats. Studies have shown that praying mantids are quite good at evading bats. A mantis in flight will essentially stop, drop, and roll in midair, dive bombing away from the hungry predator. Not all mantids have an ear, and those that dont are typically flightless, so they dont have to flee flying predators like bats.

Tuesday, May 12, 2020

American Revolution Battles of Lexington and Concord

The Battles of Lexington Concord were fought on April 19, 1775, and were the opening actions of the American Revolution (1775-1783). Following several years of rising tensions that included the occupation of Boston by British troops, Boston Massacre, Boston Tea Party, and the Intolerable Acts, the military governor of Massachusetts, General Thomas Gage, began moving to secure the colonys military supplies to keep them from the Patriot militias. A veteran of the French and Indian War, Gages actions received official sanction on April 14, 1775, when orders arrived from the Secretary of State, the Earl of Dartmouth, commanding him to disarm the rebellious militias and to arrest key colonial leaders. This was fueled by Parliaments belief that a state of rebellion existed and the fact that large parts of the colony were under the effective control of the extralegal Massachusetts Provincial Congress. This body, with John Hancock as its president, had formed in late 1774 after Gage dissolved the provincial assembly.  Believing the militias to be hoarding supplies at Concord, Gage made plans for part of his force to march and occupy the town. British Preparations On April 16, Gage sent a scouting party out of the city towards Concord. While this patrol gathered intelligence, it also alerted the colonials that the British were planning to move against them. Aware of Gages orders from Dartmouth, many key colonial figures, such as Hancock and Samuel Adams, left Boston to seek safety in the country. Two days after the initial patrol, another 20 men led by Major Edward Mitchell of the 5th Regiment of Foot departed Boston and scouted the countryside for Patriot messengers as well as asked about the location of Hancock and Adams. The activities of Mitchells party further raised colonial suspicions.   In addition to sending out the patrol, Gage ordered Lieutenant Colonel Francis Smith to prepare a 700-man force to sortie from the city. His mission directed him to proceed to Concord and seize and destroy all Artillery, Ammunition, Provisions, Tents, Small Arms, and all Military Stores whatever. But you will take care that the Soldiers do not plunder the Inhabitants, or hurt private property. Despite Gages efforts to keep the mission a secret, including forbidding Smith to read his orders until departing the city, the colonists had long been aware of the British interest in Concord and word of the British raid quickly spread. Armies Commanders American Colonists John Parker (Lexington)James Barrett (Concord)William HeathJohn Buttrickrising to 4,000 men by days end British Lieutenant Colonel Francis SmithMajor John PitcairnHugh, Earl Percy700 men, reinforced by 1,000 men The Colonial Response As a result, many of the supplies at Concord had been removed to other towns. Around 9:00-10:00 that night, Patriot leader Dr. Joseph Warren informed Paul Revere and William Dawes that the British would be embarking that night for Cambridge and the road to Lexington and Concord. Slipping out of the city by different routes, Revere and Dawes made their famous ride west to warn that the British were approaching. In Lexington, Captain John Parker mustered the towns militia and had them fall into ranks on the town green with orders not to fire unless fired upon. In Boston, Smiths force assembled by the water at the western edge of the Common. As little provision had been made for planning the amphibious aspects of the operation, confusion soon ensued at the waterfront. Despite this delay, the British were able to cross to Cambridge in tightly packed naval barges where they landed at the Phipps Farm. Coming ashore through waist-deep water, the column paused to resupply before starting their march towards Concord around 2:00 AM. First Shots Around sunrise, Smiths advance force, led by Major John Pitcairn, arrived in Lexington. Riding forward, Pitcairn demanded the militia to disperse and lay down their arms. Parker partially complied and ordered his men to go home, but to retain their muskets. As the militia began to move, a shot rang out from an unknown source. This led to an exchange of fire which saw Pitcairns horse hit twice. Charging forward the British drove the militia from the green. When the smoke cleared, eight of the militia were dead and another ten wounded. One British soldier was injured in the exchange. Concord Departing Lexington, the British pushed on towards Concord. Outside of the town, the Concord militia, unsure of what had transpired at Lexington, fell back through the town and took up a position on a hill across the North Bridge. Smiths men occupied the town and broke into detachments to search for the colonial munitions. As the British began their work, the Concord militia, led by Colonel James Barrett, was reinforced as other towns militias arrived on the scene. While Smiths men found little in the way of munitions, they did locate and disable three cannon and burned several gun carriages. Seeing the smoke from the fire, Barrett and his men moved closer to the bridge and saw around 90-95 British troops fall back across the river. Advancing with 400 men, they were engaged by the British. Firing across the river, Barretts men forced them to flee back towards Concord. Unwilling to initiate further action, Barrett held his men back as Smith consolidated his forces for the march back to Boston. After a brief lunch, Smith ordered his troops to move out around noon. Throughout the morning, word of the fighting had spread, and colonial militias began racing to the area. Bloody Road to Boston Aware that his situation was deteriorating, Smith deployed flankers around his column to protect against colonial attacks as they marched. About a mile from Concord, the first in a series of militia attacks began at Meriams Corner. This was followed by another at Brooks Hill. After passing through Lincoln, Smiths troops were attacked at the Bloody Angle by 200 men from Bedford and Lincoln. Firing from behind tree and fences, they were joined by other militiamen who took up positions across the road, catching the British in a crossfire. As the column neared Lexington, they were ambushed by Captain Parkers men. Seeking revenge for the mornings fight, they waited until Smith was in view before firing. Tired and bloodied from their march, the British were pleased to find reinforcements, under Hugh, Earl Percy, waiting for them in Lexington. After allowing Smiths men to rest, Percy resumed the withdrawal to Boston around 3:30. On the colonial side, the overall command had been assumed by Brigadier General William Heath. Seeking to inflict maximum casualties, Heath endeavored to keep the British surrounded with a loose ring of militia for the remainder of the march. In this fashion, the militia poured fire into the British ranks, while avoiding major confrontations, until the column reached the safety of Charlestown. Aftermath In the days fighting, the Massachusetts militia lost 50 killed, 39 wounded, and 5 missing. For the British, the long march cost them 73 killed, 173 wounded, and 26 missing. The fighting at Lexington and Concord proved to be the opening battles of the American Revolution. Rushing to Boston, the Massachusetts militia was soon joined by troops from other colonies ultimately forming a force of around 20,000. Laying siege to Boston, they fought the Battle of Bunker Hill on June 17, 1775, and finally took the city after Henry Knox arrived with the guns of Fort Ticonderoga in March 1776.

Wednesday, May 6, 2020

News, In Many Forms, Describes Events And Relays Information

News, in many forms, describes events and relays information to those who are interested or uniformed. Television programs, newspapers, online articles are a few forms of media that have become easily assessable. Mainstream media can also include Facebook, Twitter and other online social media sources. The main focus of this paper will be on The Akron Beacon Journal, the 10 o’clock Channel 8 news, and online news sources. In all three forms of media, the most popularized event is the recent shooting of Robert Goodwin Sr. by Steven Stephens. Limited criminal activates were reported, possibly due to the tragic event of the shooting, but the few that were reported will be described and examined. The Akron Beacon Journal from April 17th 2017,†¦show more content†¦Overall, this news program covered crime, sports, weather, family stories, and international politics. Like the newspaper, the news program also showed the Facebook killing and the rise in tension between North K orea and the United States. Unlike the newspaper, the news program reported on a greater amount criminal stories, community events, and a more in-depth look at the weather. The main stories covered were two men being placed behind bars for burglary and robbery in Painesville, a story of an eight year old who caused the death of a one year old, and the â€Å"Facebook Killer† at large. First, the two men who were jailed are located in Lakewood County Jail for their part in a burglary earlier that day in Painesville. The crime resulted in SWAT being called in after a standoff started between the brothers and the police occurred. This standoff ended when the SWAT arrived and captured the armed criminals, few other details were reported on. Next, a brief story covered the death of a one year old caused by an eight year old. The child was described as a victim of abuse and neglect, while at a local daycare. Lastly, the new program reported on the â€Å"Facebook Killer† and his evasion of police in the Cleveland area. This story has dominated the media from newspaper to television, with newspapers only covering the brief relevant information while the news program went into greater detail. The information stated by the news program was more updated than theShow MoreRelatedHow The Signs That Can Be Present Within These Phenomena874 Words   |  4 Pagestelling of a story, it can be fictional or a work of non-fiction, it is a sequence of events that follows either the traditional linear structure, where the story has a beginning, middle and end and is logically sequential; or non-linear structure, where the narrative is disrupted, and doesn’t have a chronological telling of events [Strategies in Visual Narrative]. 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Disruption in Attachment Free Essays

Attachments can often be disrupted between an infant and its primary caregiver and these particular children can find themselves growing up and developing outside the traditional family environment. Thus not forming attachments can have serious impacts on the development of the infant. Disruptions to attachments can take place due to the lack of physical and emotional attachment (Privation) and separation from the primary caregiver. We will write a custom essay sample on Disruption in Attachment or any similar topic only for you Order Now In disruption of attachments there are long-term and short-term effects of separation. In short-term effects of separation, the infants are likely to respond to the separation from their primary attachment figure with a behaviour pattern in three stages; Protest, Despair and Detachment. Robertson and Bowlby investigated the effects of infants separated from their mothers and found that the distress felt by the infants fell into three categories (PDD). Conversely other researchers such as Barrett have argued that the childs initial response to separation is actually the effort to cope with the feelings produced due to separation. Protest is the beginning, when the child starts to cry, scream and protest with rage when the parent leaves them. The infant at this point will try to cling on to the parent and will reject all attempts by others to try and pick them up. Despair, is when the infants anger seems to have calmed down although they may still feel a little upset, the infant will lose interest in the environment around him and will again reject attempts by other people to console the infant. Lastly there is detachment, at this point if the separation has continued the infant will have started to engage with other people but may still seem cautious, they will also reject the caregiver on reunion and engage with signs of anger. The reaction to short-term was shown by Robertson’s in their study of 17 months old John who was placed in a residential nursery for nine days, where he was neither mothered by the nurses nor protected from other children who attacked him, eventually he became very distressed and at reunion with his mother he rejected her. A few long-term effect of separation are; separation anxiety, extreme clinginess (the child will try their best to stay with the primary caregiver as much as possible, wherever they may go), detachment (the child will refuse any physical love such as being hugged, this may be to prevent the primary caregiver from leaving next time), the child will also be more demanding of their attachment figure. On the other hand not all children respond the same ay to separation, some infants may become more stressed or less distressed than others, factors that affect the child’s response are: the age of the child, the type of attachment they share with their primary caregiver, the gender of the child, with whom the child is left with and the quality of care they receive, the infants experience of previous separations. Schaffer and Callender studied the behaviour of 76 babies aged between 3 and 51 weeks of age. Their findings where that the seven months showed little clinging and upsetting behaviour however between 12 and 18 months of age the strength of the infants response had increased primarily due to the fact that they may have developed the idea that their primary attachment figure always returns. A securely attached child has a higher chance of coping with separation than an insecure-ambivalent type. Lastly, boys seem to react more strongly to separation than girls. A small number of children experience privation, which is the lack of any attachment at all in their early childhood development. The two types of studies carried out in order to inform us about the severe effects of privation are; case studies of infants who have been brought up in very bad conditions where they were also unable to form any attachments, and the studies of children who have been raised in institutionalised care. Koluchova reported a case study of twin boys who were born in Czechoslovakia and brought up in care soon after their mother had died and their father and step-mother had inhumanely treated them, they were severely malnourished, when they were discovered they had no speech and they were also beaten and starved in an unheated cellar away from human activity, this caused them extreme health conditions. They were later adopted by two sisters and gained average intelligence, they attended a mainstream school and there early damage had been repaired with no cognitive issues. Case studies can raise a major ethical issue of making the children who were involved feel as if they were just part of a psychological experiment and were used merely as objects of research, later on in life. Case studies may not always appear accurate, because digging up the past of the participants and concluding from case study research may not always be accurate. However in natural experiment this issue is overcome foe example: Tizard and Hodges study of the long-term effects of emotional privation. Institutionalisation refers to the various behavioural patterns of children who have been raised in institutions, orphanages and children’s care homes. Tizard and Hodges carried out a natural experiment where 65 children were brought up in a children’s home until they were four. For this period of time the children and staff were prohibited from forming attachments with one another, only so the children would not get upset if the person left. Due to the lack of attachment the children did not show fear of strangers, they ran to any adult that entered and cried when they left. This behaviour pattern is known as a disinhibited attachment. When the babies were restored, adopted or remained in the children’s home they were given (participants, teachers, peers, parents etc. ) assessments to complete via questionnaires or interviews. Tizard and Hodges found that the adopted group formed stronger bonds with their parents than the restored infants. This may have been because the restored children felt neglected. The restored children also had worse relationship with their siblings. Nonetheless, all three groups formed very weak peer to peer relationships. The study uses a range of research methods to collect information which is very beneficial for a final conclusion. One major disadvantage of a longitudinal study is the problem of participant attrition, and this was also a problem for Tizard and Hodges research. Ethical issues involved high sensitivity when it came to family relationships and the researchers had to make sure they were extremely cautious during the follow up interviews. They also had to make sure that the participants were in no pressure to continue with the research. In spite of the severe effects of institutionalisation and privation, if infants are removed at six months such as the Romanian orphans (Rutter et al study) tend to make better developmental progress. Children are able to recover from these only if they are placed under a loving and caring environment after institutionalisation/ privation and they need an opportunity to form a strong bond with an adult who provides them with sufficient attention. How to cite Disruption in Attachment, Essay examples

An Analysis of the Strengths and Weaknesses of Internet Banking

Question: Analyse the strengths and weaknesses of Internet banking. Answer: Research Title: An analysis of the strengths and weaknesses of Internet banking. The aim of the study will be to find out the advantages and challenges faced in the use of internet banking by users. Research Model In order to collect the information about internet banking use from the previous research works, a literature review will be conducted for the research work (Saunders et al 2009). In this section, the report of the previous research works will be analyzed. In the area of data collection, both of the primary and secondary data will be collected. In order to collect the primary data, the sample population will consist of users of internet banking. The secondary data will be collected from peer reviewed journal articles, research reports and annual reports of some selected banks providing internet banking facilities (Harrison and Reilly, 2011). Survey Questionnaires: Survey questionnaires will be designed with some simple closed ended questions about the use of internet banking. The questions will be formed to find out the reason behind choosing internet banking by the users. The respondents will be asked to answer about the potential advantages they are getting from the use of internet banking. They will be also asked about the challenges they are facing in this area. The survey will be conducted through an online platform. The questionnaires will be distributed to the respondents via email. They will answer the questions and send the questionnaires through e-mail. Secondary Research: The secondary research of the research work will collect qualitative data from the research reports and peer reviewed journals available in the area of use of internet banking. Some popular banks which are providing internet banking facilities to their customers will be selected as the sample population for secondary data collection (Klassenet al. 2012). The annual reports of the banks will be analyzed for understanding as to how they are getting advantages of internet banking and what are the challenges they are facing in their business while using internet banking. Key issues in e-banking strengths and weaknesses: the case of two Jordanian banks. Citation: Shannak, R.O., 2013. Key issues in e-banking strengths and weaknesses: the case of two Jordanian banks.European Scientific Journal,9(7). Research Question: What are strengths and weaknesses of the internet banking faced by the two selected banks? Methodology: This research was an explanatory research work. It was conducted by focusing on different topics of internet banking found by different researchers. The topics were analyzed from different angles on order to find out the pros and cons of internet banking. The information about internet banking concepts and different types of advantages and disadvantages were collected from the research reports of different countries, but the main data of this research study was collected from the internet banking industry of Jordan. The data collection methods used in the research study included interview, questionnaires and the review of previous literatures. Interviews were conducted with executives of local banks and survey questionnaires were used to collect feedbacks of internet banking among users. Findings: The findings of the research report is indicating that most of the internet banking users of the two case banks have preferred this service as very good from the aspect of the time and efficiency. The time and effort needed for the bank account handling in the internet banking is less than the manual banking works. The bank perspective was also considered in this research study and it has been found that the banks are also getting a lot of advantages in the area of handling the bank transactions. As per the findings of this research study, almost 70% of the internet banking users preferred this as a good banking service. The transactions of the internet banking are easy to copy, transfer or store than the paper based transactions. While conducting the paper based transactions, only two parties can be involved in the transaction, but in the case of online transactions, many parties can be involved in one transaction. Internet banking is associated with some government rules and regulations. The banks have to maintain the legislations for internet banking of the country in which they are working. As per the research findings, the main challenge of internet banking is the phishing sites and hackers. Critical Analysis: The research work was conducted in the context of two Jordanian banks which are using internet banking transactions. The true facts about the use of internet banking were found in this research work. After analyzing the report of this research work, it can be concluded that the common people are getting a lot of extra facilities with the use of internet banking. The banks are also getting the scope of easily handling their business in order to achieve a high level of growth in their business. The data handling through the online process is much easier than the manual handling. The scope of corporate work through the use of the internet banking is providing a smoother platform for conducting the banking business (Nasri and Charfeddine 2012). The main challenges faced in this research study are the government legislations and hackers. The online banking business has some special legislation and the banks have to maintain these. The whole area of the internet is affected by the hackers. Internet banking has a high risk of unauthentic transactions via the phishing sites and hackers. Many internet banking users have faced the problem of hacking of online bank accounts and then stealing their money from their bank accounts through unauthentic transactions. systematic review ofInternet bankingadoption Citation: Hanafizadeh, P., Keating, B.W. and Khedmatgozar, H.R., 2014. A systematic review of Internet banking adoption.Telematics and informatics,31(3), pp.492-510. Research Question: What are the causes of adopting internet banking services by the users and what are the advantages they are getting from the use of the internet banking? Methodology: It was a descriptive research work and the previous peer reviewed journal articles were analyzed for completing the research work. The online libraries were used for searching the previous research papers. 187 peer reviewed journals were searched for the research study. After analyzing the topics of the searched journals, 165 journal articles were chosen for conducting the research study. The finding and analysis of the research work were analyzed for finding the answer of the research question of this research study. The different components of internet banking and the different types of services provided by internet banking were investigated in this research work. Findings: As per the findings of the research work, the use of internet banking has increased at a high rate. The technology has grown to an advanced level in the past few years and these have given a lot of advantages in the use of the internet banking services. The perceived risks of internet banking have also reduced to a lower level with the use of new innovative protection tools of information technology. The growth of the business of internet banking industry has been analyzed from the year of 1999 to 2012. It has been found that the growth of this industry has increased rapidly and the growth per year has also increased. The growth of internet users has also been analyzed in this research paper and it has been found that the number of general internet users has also increased in the past few years. This is also a big reason for the growth of internet banking users. Critical Analysis: The business of the internet banking industry is totally dependent on the use of innovative technologies in information technology. The area of information technology is facing new technical advantages day by day. This is the main cause of the rapid growth of internet banking business. The customers are obtaining better advantages from the usage internet banking through new technical development. This is affecting the customer satisfaction rate positively in the area of the internet banking use. One of the major challenges of using internet banking is the proper awareness about internet handling. The findings of this research has shown that the number of internet users have increased to a higher level. This is indicating that the internet facilities are becoming easier for the normal people. The availability of internet is one of the major causes for high growth of internet banking use by normal people. The awareness about the advantages and security issues are also increasing and influencing the growth of the internet banking industry. The high rate of growth of internet banking as found in the research paper is indicating that this industry will be able to continue the rate of growth in the future as well (Martins et al. 2014). Customers perception on usage of internet banking Citation: Srivastava, R.K., 2007. Customer's perception on usage of internet banking.Innovative Marketing,3(4), pp.66-72. Research Question: What the customers or the users of the internet banking are thinking about regarding internet banking? Methodology: The methodology used in this research work was the qualitative research work. Questionnaires were used for collecting the data about the perception of target population. The pilot testing was used for deep understanding of the data collected from the survey questionnaires. In order to identify the target population of the research work, the screening was done before distributing the questionnaires. The screening was conducted to identify the people using the internet facilities. The target sample population of the research work was 665 customers using internet banking. The researchers were able to collect the feed backs of 500 customers among the targeted 665 customers. Findings: The findings of the research study state that even though bank customers are using internet banking, a high percentage of them are not satisfied with the services of internet banking. The main problem behind the dissatisfaction of customers is the lack of trust in internet banking. According to this research report, the customers of internet banking are using the services for some advantages such as time and consistency, but they are not happy with the service charges of the schemes. Critical Analysis: In this research work, the common challenge of internet using has been identified. The challenge is the limited security of online accounts. Most of the respondents of this research report have mentioned that they are not able to fully trust the internet banking services. This happens due to internet hackers. In the past few years, many examples of online account hacking and money stealing have been found. These are also affecting the customers (Kesharwani and Singh Bisht 2012). The people of the present world have become very busy so time is the most important component of their lives. Therefore, the reduced number of transactions through internet banking has become the most important advantage. The customers are using the services for the potential advantages but the banks are charging very high charges for internet banking facilities. This is an important factor for client dissatisfaction in the area of internet banking. It can be said that the internet banking sector can face huge level growth in the near future if the banks will be able to reduce the service charges for the online transactions through internet banking. Internet banking loyalty: evaluating the role of trust, satisfaction, perceived risk and frequency of use Citation: Aldas-Manzano, J., Ruiz-Mafe, C., Sanz-Blas, S. and Lassala-Navarr, C., 2011. Internet banking loyalty: evaluating the role of trust, satisfaction, perceived risk and frequency of use.The Service Industries Journal,31(7), pp.1165-1190. Research Question: What components of the internet banking affect customer loyalty and satisfaction and what are the potential risks of internet banking use? Methodology: Survey method was used in the research work for collecting the data. The research was conducted by gathering feedbacks from 20 customers of internet banking and 20 financial experts who are working in the area of the internet banking. The survey was conducted through the online platform. Online survey questionnaires were developed with some close ended questions. The respondents were able to give their responses by clicking on the radio buttons against the answers to the questions. Same questionnaire was used for collecting the feedbacks of the respondents and after collecting the data, statistical analysis of the data was done in order to find out the outcomes of the research study. Findings: According to the findings of the research study, the main cause of using the services of the internet banking was to avoid the queue at the bank. Through the use of internet banking, the users are able to complete banking related tasks with a click from anywhere at any time. In this research study, the common problem of internet banking was found again. The problem is about security risks. It has been found that due to the high risk regarding safety of online bank accounts, the frequency of using this service is low. As per the data collected from financial experts, the psychology of common people about security issues of internet banking is affecting customer loyalty and satisfaction rate. They are saying that the security risks have been reduced to a lower level at the present time but the people are still in fear of these issues for the psychological trends. Fear of security issues can be decreased by increasing the use of the services. Critical Analysis: The findings of this research study are also indicating the time effectiveness of the internet banking. Conducting the banking operations by going to the branch is too hectic and the time management for these works is also difficult for the busy people of the present world. These are the main reasons behind customer loyalty of the internet banking sector. The same risk is identified in this research paper i.e., about the security issues (Yousafzai and Yani-de-Soriano 2012). The customers are not satisfied by the services of internet banking and the frequency of using the services is hampered due to security issues. The environment is not as the same as before, but is more developed with a much better platform for internet banking use. Even though the banks are using stricter security components for resisting unauthentic transactions or account hacking issues, the customers are still feeling unsafe due to the fear of a less secure platform. This can be avoided with the increased use of internet banking facilities. In the area of success rate of hackers, an important fact is the unawareness about appropriate handling of the online bank accounts. This can be minimized by proper use of online accounts and some safety measures taken from the users end (Zavarehet al. 2012). he determinants of satisfaction with e-banking Citation: Libana-Cabanillas, F., Munoz-Leiva, F. and Rejn-Guardia, F., 2013.The determinants of satisfaction with e-banking.Industrial Management Data Systems,113(5), pp.750-767. Research Question: What is the effective way of providing effective level of customer satisfaction in internet banking sector? Methodology: In order collect the information about the different components of internet banking, the review of the past research works conducted in this area was done. The data were collected from this area of only one bank. Due to the research limitation, the researchers took only one bank as the sample population for this research work. Data were collected by conducting survey among the users of internet banking facilities of the selected bank. The sample size of the population selected for the survey of research work was not very small. The sample population of customers was 946. Among the total population, 634 were male customers and the remaining 314 customers were female customers of the bank, using the internet banking facilities provided by the bank. The survey was conducted in an online manner and the data was analyzed using the tools of statistical analysis. The data analysis has been completed with the help of some hypothesis developed at the initial level of the research work. The hy potheses were compared with the collected data from the review papers. Each of the hypotheses was tested for the validity and for achieving the conclusion of the research study. Findings: As per the findings of the research study, the accessibility of the information from internet banking has increased the ease of use of the service. The accessibility and the usefulness of the e-banking facilities are the reasons for increased trust and satisfaction among customers. According to the hypothesis of the research work, the ease of use, customer satisfaction, usefulness and trust are interconnected. The findings of the research study indicating the hypotheses are true. The research study has identified the fact that the frequent use of internet banking facilities and the advance tools of this banking strategy has given a lot of advantages to customers. The customer satisfaction rate among the customers of the bank taken for the research is very high. The trust and satisfaction rate of the customers are dependent on the perceived risks of using internet banking. Critical Analysis: The advance technical platform of the internet banking is providing high level of advantages to the customers. The same challenge of internet banking has been found again in the research report. The challenge is about the perceived risks of online money transaction. Use of the internet baking has increased to a very high level but the customers are still in the fear of reduced security issues. The customer satisfaction rate is dependent on the amount of the perceived risks of online account handling (Zhu and Chen 2012). The customer satisfaction is also dependent on the management of the bank which is providing the facilities of online banking. The satisfaction rates of customers from all banks are not same. The bank selected for this research work has a high level of customer satisfaction. The risk regarding online money transaction and online account hacking can be minimized by taking positive steps towards management of the bank such as developing more secure network for the internet banking and use of the advanced software for protecting the hacking and viruses (Chiou and Shen 2012). Conclusion: The details of the proposed research model and the key ideas behind the research work have been discussed in this report. The drafts literature review has been developed for finding the different types of use of the internet banking and the potential advantages and disadvantages of this service. Reports of the previous research works have been used for this purpose. The online library facility and Google scholar have been used for finding the previous research report. The literature review has helped a lot to understand the use of internet banking. After completing this literature review, it can be concluded that the most important advantage of the internet banking is the faster access regardless the place and time and the most important challenge is the internet threads and hackers. However, further study of this research work may open some new facts regarding the use of the internet banking. Reference: Akturan, U. and Tezcan, N., 2012. Mobile banking adoption of the youth market: Perceptions and intentions.Marketing Intelligence Planning,30(4), pp.444-459. Aldas-Manzano, J., Ruiz-Mafe, C., Sanz-Blas, S. and Lassala-Navarr, C., 2011. Internet banking loyalty: evaluating the role of trust, satisfaction, perceived risk and frequency of use.The Service Industries Journal,31(7), pp.1165-1190. Al-Jabri, I.M. and Sohail, M.S., 2012. Mobile banking adoption: Application of diffusion of innovation theory.Journal of Electronic Commerce Research,13(4), pp.379-391. Cetorelli, N. and Goldberg, L.S., 2012. Banking globalization and monetary transmission.The Journal of Finance,67(5), pp.1811-1843. Chiou, J.S. and Shen, C.C., 2012. The antecedents of online financial service adoption: the impact of physical banking services on Internet banking acceptance.Behaviour Information Technology,31(9), pp.859-871.

Sunday, May 3, 2020

American Culture

American Culture-Teenage Pregnancy Essay In recent years, teenage pregnancy has been labeled a major issue amongst teens that it can be known as an Epidemic. Is teenage pregnancy directly responsible for a host of societys ills? Increasing teenage pregnancy rate translates directly into increasing rates of school failure, early behavioral problems, drug abuse, child abuse, depression, and crimes. Many social problems can be directly attributed to the poor choices of teenage girls. The talk shows today are flooded by episodes dealing with teen pregnancies. The teenage rate in the United States declined in 1993 and 1994. Unfortunately, the number of birth decreased only to older teens, ages 18 and 19. Babies born to teens younger than 17 actually increased, reflecting a growing population of younger girls who are what we now euphemistically call sexually active. The number of girls aged 14-17 will increase by more than a million between 1996 and 2005. Increasing numbers of children born to children are likely to repeat the devastating cycles of almost everything bad-teenage pregnancy, school failures, early behavioral problems, drug abuse, child abuse, depression and crime. Has anyone ever heard of a child who is happy because he does not know his father? Being a child of a single mother is a handicap, regardless of the wealth, maturity, or social status of that mother. Growing up as the child of a single parent is linked with lower levels of academic achievement (have to repeat grades in school or receiving lower marks and class standings); increased levels of depression; stress and aggression; a decrease in some indicated for physical health; higher incidences of needing services of mental health professionals; and other emotional and behavioral problems. All these effects are linked with lifetime in poverty, poor achievement, and susceptibility to suicide, likelihood of committing crimes and being arrested, and other issues. When children grow, some tend to live through the society their parents grew, obtaining their social setting, culture, a way of thinking. If troubled kids had babies in their teens, then their child will grow up in the same troubled path their parents were in, its like a cycle. The parents still only teach them what they know, and if they were taught to steal, fight or whatever their lifestyle seems to be, their child will grow up to have the same standard of living and the same mentality as their folks. Teen-age sex is dangerous not only for a young persons health but the health of our society because trouble is reproducing trouble. Teenage hormones seek gratification, this may become addicting; they sort of become sexual predators. Many cultural influences remind these young people of teenage sexuality. Proscribing sexual activity for teens has gone to the personal liberation and media-saturated sex desire. Billboards, commercials, magazines, everywhere you look, sexuality is expressed. Watching a beer commercial has become one of the targets for sexuality because almost all these commercials has a half naked woman trying to seduce a man into drinking their label of beer. Another concern regarding teenage pregnancy is coercion. In California, more than 70,000 babies were born to teenage mothers in 1993, are now charging men in their 20s who get underage girls pregnant with either statutory rape or lewd sexual activity with a minor. The Urban Institutes states that three-quarters of the girls under the age of 14 who are sexually active say they were forced by their first partner to have sex relations. Media attention focuses a lot on teenage pregnancy casting the unmarried teenage mothers as the source of many societys ills. Illegitimacy is an important social problem, I believe more than crime, drugs, poverty, illiteracy, welfare, or homelessness. The reason why is because unwed parents are the main drive for all of these other social problems that are due to the illegitimate parenthood. The unstable parenthood of a child affects these young ones because society tells us we need both a mother and a father and their children living in a happy home. When illegitimate children see other children have this parental bond in other kids, they know, that is whats missing in their lives. .u925f013b10a87f1ea6d9d54629c74068 , .u925f013b10a87f1ea6d9d54629c74068 .postImageUrl , .u925f013b10a87f1ea6d9d54629c74068 .centered-text-area { min-height: 80px; position: relative; } .u925f013b10a87f1ea6d9d54629c74068 , .u925f013b10a87f1ea6d9d54629c74068:hover , .u925f013b10a87f1ea6d9d54629c74068:visited , .u925f013b10a87f1ea6d9d54629c74068:active { border:0!important; } .u925f013b10a87f1ea6d9d54629c74068 .clearfix:after { content: ""; display: table; clear: both; } .u925f013b10a87f1ea6d9d54629c74068 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u925f013b10a87f1ea6d9d54629c74068:active , .u925f013b10a87f1ea6d9d54629c74068:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u925f013b10a87f1ea6d9d54629c74068 .centered-text-area { width: 100%; position: relative ; } .u925f013b10a87f1ea6d9d54629c74068 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u925f013b10a87f1ea6d9d54629c74068 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u925f013b10a87f1ea6d9d54629c74068 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(; position: absolute; right: 0; top: 0; } .u925f013b10a87f1ea6d9d54629c74068:hover .ctaButton { background-color: #34495E!important; } .u925f013b10a87f1ea6d9d54629c74068 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u925f013b10a87f1ea6d9d54629c74068 .u925f013b10a87f1ea6d9d54629c74068-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u925f013b10a87f1ea6d9d54629c74068:after { content: ""; display: block; clear: both; } READ: Federalism In Political Culture Essay The child may think to itself as abnormal. This will take a strain on them and may subconsciously become problematic to themselves .